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Community Repayment Tracker · r/StudentLoans Edition

What are SAVE borrowers
actually choosing?

The government sent emails. Everyone panicked. Official calculators give you a number — but nobody's showing you what real borrowers are actually doing. We are.

2,847 Submissions tracked
68% Facing higher payments
IBR Most chosen plan
Live Community Data
Where Are SAVE Borrowers Going?
Plan chosen / seriously considering
Payment Impact Distribution
How monthly payment is changing
Submission Velocity
Responses logged per day (last 7 days)
Loan Balance Breakdown
What borrowers owe on SAVE
Submit Your Data

Add your data. Shape the picture.

3 quick questions. No email required. Helps the community see what's actually happening — not what the government calculators say should happen.

Anonymous. No login. No spam. Data helps other borrowers make informed decisions.
✅ Submitted! Your data has been added to the tracker. Charts updated above.
📋

Why we built this

The SAVE plan was blocked by courts, and the Department of Education is now forcing 7.5 million borrowers onto different repayment plans — by July 1, 2025. The official tools tell you what your payment would be. Nobody was tracking what borrowers are actually choosing. This tracker fills that gap. Fully community-driven. No affiliation with the DOE or any lender.

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